CGHS BillCheck

Important Legal Disclaimer

Eligibility: This tool is designed exclusively for CGHS beneficiaries (Central Government employees, pensioners, MPs, and their dependents). Non-CGHS beneficiaries, including state government employees, private sector employees, and the general public, should not use this tool as it references CGHS-specific rates that do not apply to other insurance schemes or out-of-pocket patients.

Viluva BillCheck validates individual procedure rates against CGHS approved caps. This platform references the Ministry of Health and Family Welfare (MoHFW) Office Memorandum dated 03.10.2025 and CGHS empanelment guidelines.

What we DON'T validate: Multiple surgery bundling (100%/50%/25% rules), bilateral surgery pricing, package period calculations, implant cost separation, or complications within package periods. These complex scenarios require manual verification using official CGHS guidelines.

The calculations provided are for informational and transparency purposes only and do not constitute legal advice. While we strive for accuracy, users should verify all rates independently and consult with qualified legal professionals before taking any legal action. Hospital pricing may vary based on case complexity, emergency status, or other clinical factors not captured in this audit.

By using this service, you acknowledge that Viluva BillCheck is not liable for any decisions made based on this information. Always seek professional medical and legal counsel for healthcare disputes.